Should I Contribute to Pre-Tax or After-Tax Retirement Savings Account?
Contributing to a Pre-Tax or After-Tax Retirement Savings Account First let’s start with the difference between a Roth or Traditional IRA and 401k, so there’s a clear understanding. Roth or After-tax contributions to a Roth IRA or 401k plan have already been taxed and count towards taxable income for that tax year. The money then […]